The Law Offices of Frank R. Cruz announces an investigation of Triumph Financial, Inc. (“Triumph” or the “Company”) (NASDAQ: TFIN) on behalf of investors concerning the Company’s possible violations of federal securities laws.

What Is The Investigation About?

On January 22, 2025, after market hours, Triumph released its fourth quarter 2024 financial report, missing consensus estimates on revenue and earnings per share. The Company explained earnings were “below our historical average” in part because “credit costs were higher than they should have been.” The Company also stated liquid credit was responsible for 62% of credit expenses in the quarter and “[d]erisking and shrinking this portfolio has taken time and been frustrating” with the Company having to “learn[] lessons here that we will not forget.”

The Company also warned that first quarter 2025 earnings are expected to be even lower, and it does not anticipate material revenue will be generated from recently announced initiatives during the first half of 2025.

On this news, Triumph’s stock price fell $13.11, or 14.3%, to close at $78.86 per share on January 23, 2025, thereby injuring investors.